Build Your Credit Simply with Midwest Community

Need to Build or Repair your credit?  Take control of your credit by opening a share secured loan with Midwest Community! Borrow up to 100% of your available savings at a fixed rate and still earn dividends on the savings held against your loan. Using part of your tax return could be the perfect opportunity!

  • Build with all 3 major credit bureaus
  • No fee
  • No credit score required

Share secured loans are essentially a way for you to borrow, using your own savings as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account. Each time you make a payment, a portion of the frozen funds will be released (e.g. – pay $40 on the loan, then $40 will be released in the savings account).

Share Secured Loan Rates

TermInfoAPR*
Matches maturity of instrument used to secure loan.Rate is 4% over the dividend rate paid on security.
May borrow up to 100% of security.
Fixed
*Annual Percentage Rate on approved credit.

Call (419) 783-6500 or stop by one of our offices today!

Main Office


08770 State Route 66
Defiance, OH 43512
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Phone: (419) 783-6500
Fax: (419) 783-6550

ATM Access Available
Drive-up Hours:
Mon - Thur: 7:30 am - 6:00 pm
Fri: 7:00 am - 6:30 pm
Sat: 8:00 am - 2:00 pm
Sun: CLOSED

Lobby:
Mon - Thur: 8:00 am - 5:30 pm
Fri: 8:00 am - 6:00 pm
Sat: 8:00 am - 12:00 pm
Sun: CLOSED

Napoleon Branch


1429 North Scott Street
Napoleon, OH 43545
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Phone: (419) 599-5522
Fax: (419) 599-5537

ATM Access Available
Drive-up Hours:
Mon - Thur: 8:00 am -5:30 pm
Fri: 8:00 am - 6:00 pm
Sat: 8:00 am - 12:00 pm
Sun: CLOSED

Lobby:
Mon - Thur: 8:30 am -4:30 pm
Fri: 8:30 am - 5:30 pm
Sat: 8:00 am - 12:00 pm
Sun: CLOSED

Bryan Branch


1239 S. Main Street
Bryan, OH 43506
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Phone: (419) 633-0571
Fax: (419) 633-0572

ATM Access Available
Lobby:
Mon - Thur: 9:00 am - 5:30 pm
Fri: 9:00 am - 6:00 pm
Sat: 8:30 am - 12:30 pm
Sun: CLOSED