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Becoming a member of Midwest Community couldn’t be easier.

Open New Account

No Fee Checking

No Fee Checking gives you free, easy access to your account with all the necessary tools to meet your needs.

Positive Perks

  • No Minimum Balance
  • No Monthly Service Fees
  • Unlimited Check Writing
  • Multiple Overdraft Options

 Convenience Tools

  • Free Online Banking and Bill Pay
  • Free Mobile Banking (Includes Snap Pay, A2A, P2P, & Mobile Deposit)
  • Free E-Statements
  • Free Account Alerts
  • Free Unlimited ATM Access at MCFCU ATMs
  • Visa Debit/ATM Card
  • Free Debit Card Rewards – Buzz Points

Choose the account that fits your life style

 No Fee CheckingE³ Access CheckingAdvantage Checking
Minimum to Open$0$0*$1,000.00*
Minimum Account Balance$0$0Minimum balance required to obtain the APY for the dividend period. $6.00 fee if average monthly balance falls below $1,000.00.
Monthly Maintenance FeeNoneNone$6 fee waived with an average monthly balance of $1,000.00 or more.
Free Mobile Banking App
Free Remote Check Deposit
Snap Pay
Free Online Banking & Bill Pay
Free Account Alerts
Debit Card:
Debit Card Freeze^
Buzz Points
E-Savings ToolsPiggy Banking^ & Club AccountsPiggy Banking^ & Club AccountsPiggy Banking^ & Club Accounts
Free E-Statements
Alliance One Surcharge-free ATMs**
Shared Branching
(Access to over 5,000 Branches nationwide)
Interest EarnedTiered Interest Rates and APYs (Annual Percentage Yield)
Multiple Overdraft Options
Unlimited Check Writing

*Requirements: E-Statements, Online & Mobile Banking, Bill Pay, and Debit Card. Use of Midwest Community Federal Credit Union Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply.
^Debit Card Freeze requires our mobile app.
^Piggy Banking requires a debit card.
**Fee Schedule