Effective February 13, 2026
(Rates are subject to change weekly)
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| Account | % Rate | % Yield | Compounded | Credited | Period | Minimum | Dividend Minimum | Method | Limitations |
|---|---|---|---|---|---|---|---|---|---|
| Primary Share Savings | .05% | .05% | Monthly | Monthly | Monthly | $25.00 | $250.00* Unless under 18 or college student under 23, proof required | Daily Balance | No Limitations |
| Miscellaneous Savings | .05% | .05% | Monthly | Monthly | Monthly | N/A | N/A | Daily Balance | No Limitations |
| Christmas Club | .05% | .05% | Monthly | Monthly | Monthly | N/A | N/A | Daily Balance | Penalty of $10 per withdrawal prior to 10/21. |
| IRA Savings | .05% | .05% | Monthly | Monthly | Monthly | N/A | N/A | Daily Balance | Per IRA Requirements |
| IRA Money Market Savings | .85% .95% 1.05% 1.15% | .85% .95% 1.05% 1.15% | Monthly | Monthly | Monthly | $2,500.00 | $2,500.00 $25,000.00 $50,000.00 $100,000.00 | Daily Balance | Per IRA Requirements |
| HSA (Health Savings Account) | .05% | .05% | Monthly | Monthly | Monthly | N/A | N/A | Average Daily Balance | Must follow IRS approved HSA rules. Members bear responsibility and liability of proving authorized purchases to the IRS. |
| Money Market Savings | .85% .95% 1.05% 1.15% | .85% .95% 1.05% 1.15% | Monthly | Monthly | Monthly | $2,500.00 | $2,500.00 $25,000.00 $50,000.00 $100,000.00 | Daily Balance | No Limitations |
| Elite Rewards Checking | .03% .03% .05% .05% | .03% .03% .05% .05% | Monthly | Monthly | Monthly | N/A | $0.01 $25,000.00 $50,000.00 $100,000.00 | Average Daily Balance | $8.00 fee. Elite Rewards package. Overdraft protection transfer fee $3.00. |
| Rewards Checking | N/A | N/A | N/A | N/A | Monthly | N/A | N/A | N/A | $5.00 fee. Rewards Package. Overdraft protection transfer fee $3.00. |
| Primary Checking | N/A | N/A | N/A | N/A | Monthly | N/A | N/A | N/A | Overdraft protection transfer fee $3.00. |
| Renew4U | N/A | N/A | N/A | N/A | Monthly | N/A | N/A | N/A | Monthly Maintenance fee of $7.95 with first month free. Overdraft protection transfer fee $3.00. |