Primary Checking
Primary Checking gives you free, easy access to your account with all the necessary tools to meet your needs.
Positive Perks
- No Minimum Balance
- No Monthly Service Fees
- Unlimited Check Writing
- Multiple Overdraft Options
Convenience Tools
- Free Online Banking and Bill Pay
- Free Mobile Banking (Includes A2A, P2P, & Mobile Deposit)
- Free E-Statements
- Free Account Alerts
- Free Unlimited ATM Access at MCFCU ATMs
- Visa Debit/ATM Card
Explore Our Rewards Checking Accounts
Use this chart to compare benefits and see which account is best for you!
Choose the account that fits your life style
| Primary Checking | Rewards Checking | Elite Rewards Checking | |
|---|---|---|---|
| Minimum to Open | $0 | $0* | $0* |
| Minimum Account Balance | $0 | $0 | $0 |
| Monthly Maintenance Fee | None | $5 | $8 |
| Anywhere Banking Tools Online banking, mobile banking, bill pay, debit card and eStatement |  | | |
| Mobile Wallet | | | |
| Free Account Alerts | | | |
| Debit Card: Debit Card Freeze^ | | | |
| E-Savings Tools | Piggy Banking^ & Club Accounts | Piggy Banking^ & Club Accounts | Piggy Banking^ & Club Accounts |
| Free E-Statements | | | |
| Alliance One Surcharge-free ATMs** | | | |
| Shared Branching (Access to over 5,000 Branches nationwide) | | | |
| Interest Earned | $0 | $0 | Tiered Interest Rates and APYs (Annual Percentage Yield) |
| Multiple Overdraft Options | | | |
| Unlimited Check Writing | | | |
| Rewards including local discounts, cell phone protection, roadside assistance and much more! | None | | |
| Disclosures *Requirements: E-Statements, Online & Mobile Banking, Bill Pay, and Debit Card. Use of Midwest Community Federal Credit Union Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply. ^Debit Card Freeze requires our mobile app. ^Piggy Banking requires a debit card. **Fee Schedule |
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