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Primary Checking

Primary Checking gives you free, easy access to your account with all the necessary tools to meet your needs.

Positive Perks

  • No Minimum Balance
  • No Monthly Service Fees
  • Unlimited Check Writing
  • Multiple Overdraft Options

 Convenience Tools

  • Free Online Banking and Bill Pay
  • Free Mobile Banking (Includes A2A, P2P, & Mobile Deposit)
  • Free E-Statements
  • Free Account Alerts
  • Free Unlimited ATM Access at MCFCU ATMs
  • Visa Debit/ATM Card

Explore Our Rewards Checking Accounts

Use this chart to compare benefits and see which account is best for you!

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Choose the account that fits your life style

 Primary CheckingRewards CheckingElite Rewards Checking
Minimum to Open$0$0*$0*
Minimum Account Balance$0$0$0
Monthly Maintenance FeeNone$5$8
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card and eStatement
Mobile Wallet
Free Account Alerts
Debit Card:
Debit Card Freeze^
E-Savings ToolsPiggy Banking^ & Club AccountsPiggy Banking^ & Club AccountsPiggy Banking^ & Club Accounts
Free E-Statements
Alliance One Surcharge-free ATMs**
Shared Branching
(Access to over 5,000 Branches nationwide)
Interest Earned$0$0Tiered Interest Rates and APYs (Annual Percentage Yield)
Multiple Overdraft Options
Unlimited Check Writing
Rewards including local discounts, cell phone protection, roadside assistance and much more!None
Disclosures

*Requirements: E-Statements, Online & Mobile Banking, Bill Pay, and Debit Card. Use of Midwest Community Federal Credit Union Mobile Deposit is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply.
^Debit Card Freeze requires our mobile app.
^Piggy Banking requires a debit card.
**Fee Schedule