Grow & Go Certificate | Midwest Community Federal Credit UnionFor families ready to plan ahead, this certificate is designed to help your child build their financial future. Unlike our normal certificates, additional deposits may be made at anytime to allow our youth to keep saving over time.

It’s an excellent tool for setting aside money for milestones like college, a first car, or big future dreams.

Grow & Go Certificate

Effective 6/9/2025. All rates are subject to change without notice.

TermDividend RateAPY*
12 Months3.54%3.60%
*Annual Percentage Yield
  • Available for youth 0-17 years old
  • Only a $250 minimum balance
  • Automatically renews
  • Additional deposits may be made at any time
  • Not to exceed $25,000 in combined 12-Month Youth Certificates for each youth primary owner

*Penalty may be imposed for early withdrawal.