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Build Your Credit Simply with Midwest Community
Need to Build or Repair your credit? Take control of your credit by opening a share secured loan with Midwest Community! Borrow up to 100% of your available savings at a fixed rate and still earn dividends on the savings held against your loan. Using part of your tax return could be the perfect opportunity!
- Build with all 3 major credit bureaus
- No fee
- No credit score required
Share secured loans are essentially a way for you to borrow, using your own savings as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account. Each time you make a payment, a portion of the frozen funds will be released (e.g. – pay $40 on the loan, then $40 will be released in the savings account).
Share Secured Loan Rates
| Term | Info | APR* |
|---|---|---|
| Matches maturity of instrument used to secure loan. | Rate is 4% over the dividend rate paid on security. May borrow up to 100% of security. | Fixed |
| *Annual Percentage Rate on approved credit. | ||
Call (419) 783-6500 or stop by one of our offices today!
Main Office08770 State Route 66 Defiance, OH 43512 view map Call or Text: (419) 783-6500 Fax: (419) 783-6550 ATM Access Available | Drive-up Hours: Mon - Thur: 7:30am - 5:30pm Fri: 7:30am - 6:00pm Sat: 8:00am - 1:00pm Sun: CLOSED Lobby: Mon - Thur: 8:00am - 5:30pm Fri: 8:00am - 6:00pm Sat: 8:00am - 1:00pm Sun: CLOSED |  |
Napoleon Branch1429 North Scott Street Napoleon, OH 43545 view map Phone: (419) 599-5522 Text: (419) 783-6500 Fax: (419) 599-5537 ATM Access Available | Drive-up Hours: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED Lobby: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED |  |
Bryan Branch221 N. Main Street Bryan, OH 43506 view map Phone: (419) 633-0571 Text: (419) 783-6500 Fax: (419) 633-0572 ATM Access Available | Drive-up Hours: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED Lobby: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED |  |