5 Ways to Prepare for the Holiday Season

Midwest Community Main Contact Form

  • For the best ways to contact us about specific issues, please select a topic from the dropdown menu.

The holidays are just around the corner and searching for a great deal for that special someone can get expensive. Thoughtful and memorable gifts do not have to break the bank.

Allegecy says that the holidays do not have to cost an arm and a leg to make the day special. Going above and beyond with a homemade gift, treat, or even assisting with a task can mean more.

Be creative with the funds you set aside for the holidays. Instead of buying something new this year, wait until it goes on sale at the end of the season. Search for deals on Black Friday or Cyber Monday so that you can make sure you are getting the best deal on the items you’re eyeing.

Another great tip for shopping online is to add an item to your cart and wait till the next day to purchase. Typically, companies will send you an email with a coupon reminding you to purchase that item before it sells out. This is a helpful way to reduce big-ticket item costs for minimal effort.

If you host a big dinner, consider changing the event to a potluck where everyone can provide a homemade dish for the party. Fronting all of that money on one meal can be a hassle, and when paired with holiday shopping, can be costly. You could also consider small plates or finger foods so people can still fill up on snacks without having a big, expensive meal.

Five Ways to Prepare for the Holiday Season

  1. Set a Budget. Be realistic about how much you are willing to spend on each individual and do not exceed that number when shopping.
  2. Look for Sales. Search for sales about the items on your list. Do not forget to participate in Black Friday or Cyber Monday to take advantage of huge savings. Once you have your list, compare your items to those on sale, while making sure they fit your spending parameters.
  3. Are there decorations you can use from last year that are still displaying your holiday spirit? Maybe you have decorations you bought you have not even used yet! Instead of going out and buying something new, wait until the end of the year and see if that item is on sale for next year’s celebrations.
  4. Draw Names. If you have a large family, consider drawing names instead of buying gifts for everyone. This not only saves money, but you can get a larger item tailored to the individual instead of buying for everyone.
  5. Be Crafty. Consider making gifts instead of buying them. A homemade wreath can mean more in the long run than a scarf. Baked goods are always a welcomed treat, and you can make a large batch to check multiple people off your list.

The holidays can be as big or as small as you make them. People will not really remember about the food served or the gift given. The point of the holidays is to be around friends and family and to make memories.

Contact Midwest

Member Benefits

Midwest Community MC Online

MC Online

  • Your money, on your schedule
  • Easily set up account and service alerts to help manage money and avoid fees
  • Latest in technology to keep your information secure
Learn More
Midwest Community Mobile App

MC Mobile

  • Securely access your accounts from your mobile device any time, anywhere
  • Pay bills, make deposits, pay friends, move money & more
  • Smart financial management and account protection with account alerts
Learn More
Midwest Community Debit Credit Cards

Debit & Credit Cards

  • Fast, convenient, easy access to your funds or line of credit
  • Security at your fingertips with Debit Card Freeze
  • No annual fees
  • Stay informed with VISA Debit & Credit Alerts
Learn More
Midwest Community Membership

You’re More Than an Account Number

  • Our goal is to help you achieve yours
  • More than a bank, we guide members to financial health
  • Access to Investment services/Retirement planning
Learn More
Midwest Community Personal Attention

Personal Attention, National Scale

  • Easy access to your money, at the branch and beyond
  • One stop, full-service
  • Access to 5,000+ Shared Branches through Shared Branching Co-Op
  • 12,000 free ATMs across the country through Alliance One
Learn More
Midwest Community Competitive Lending

Competitive Lending

  • Better rates, better future, better life
  • Personal & Business Loans
  • Private Student Loans & Consolidation Loans
  • Mortgage & Home Equity Loans
Learn More

Start Today.

Manage your money, the way you want!

Get Started

Learn More

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Accounting Manager – Please see the job overview for information.

Float Member Service Representatives – may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred. Please see the job overview for a list of duties.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Please see the job overview for a list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Investment Representative

The primary purpose of this position is to assist Midwest Community Federal Credit Union by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, receives members in person and by telephone. Helps Member Investors reach financial goals utilizing our consultative sales process. In addition, responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service is to provide proactive guidance on investment solutions via a needs-based consultative selling approach to both current and prospective Members who have placed an inbound call or referral to the Investment Representative.

For more details, please contact lfrysinger@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Member Service Representative

Midwest Community Federal Credit Union is looking for a Member Service Representative to process transactions, accurately perform end of day balancing procedures, follow company policies and utilize the core data processing system and various software applications, including electronic banking services. We are seeking candidates who are punctual, honest, friendly, and have outstanding communication skills. Please see the job description for a full list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Thanks for looking!

Unfortunately, there are no openings at this time.

Be sure to check back later or follow us on
social media for hiring announcements.