7 Tips for Purchasing a New Car

Midwest Community Main Contact Form

  • For the best ways to contact us about specific issues, please select a topic from the dropdown menu.

With so many options, purchasing a new car can feel a bit overwhelming. What kind of car do you want or need? Which cars work with your budget? How can you find the best deals? Follow the tips below from Kelley Blue Book for an ultra-smooth car-buying process and reach out to your local credit union for additional assistance:

  • Know your shopping style – When you shop for a car, do you focus on value, method, or safety? Evaluate what’s most important to you in order to get the most out of your car-buying experience, as well as to avoid buyer’s remorse.
  • Narrow it down – With so many different cars on the market these days, narrowing your preference can seem daunting. To get started, think of what works best for your lifestyle. Do you need something family-friendly or something more suitable for your job? Asking yourself lifestyle questions like these can help cut down your available choices.
  • Figure out what you can realistically afford – Try to avoid overspending on a new car. By factoring in all the financial considerations, including auto insurance, you’ll be able to calculate what you can truly afford. You may want to use one of the many online tools to help you come up with a realistic figure you feel comfortable spending, like this car payment calculator. As the time to pay comes nearer, don’t be afraid to negotiate for a price that works best for you.
  • Research new cars online – You may find it helpful to read consumer reviews and safety specs online before purchasing a new car. Expert opinions should also be considered before buying.
  • Shop financing, warranties, and insurance – Although self-explanatory, it is always best to shop around interest and insurance rates, as well as the best extended warranties for your new vehicle.
  • Choose the best buying option – Whether shopping in person or online, be sure to choose from several different options, such as direct buying sites, dealer-referral buying sites, and manufacturer’s sites.
  • It’s all about the test drive – It’s always a best practice to drive a car before it is purchased. Take time to check out every inch of the car. Pay attention to how it drives, the way it sounds and feels, and how it responds when you brake and accelerate.
Contact Midwest

Member Benefits

Midwest Community MC Online

MC Online

  • Your money, on your schedule
  • Easily set up account and service alerts to help manage money and avoid fees
  • Latest in technology to keep your information secure
Learn More
Midwest Community Mobile App

MC Mobile

  • Securely access your accounts from your mobile device any time, anywhere
  • Pay bills, make deposits, pay friends, move money & more
  • Smart financial management and account protection with account alerts
Learn More
Midwest Community Debit Credit Cards

Debit & Credit Cards

  • Fast, convenient, easy access to your funds or line of credit
  • Security at your fingertips with Debit Card Freeze
  • No annual fees
  • Stay informed with VISA Debit & Credit Alerts
Learn More
Midwest Community Membership

You’re More Than an Account Number

  • Our goal is to help you achieve yours
  • More than a bank, we guide members to financial health
  • Access to Investment services/Retirement planning
Learn More
Midwest Community Personal Attention

Personal Attention, National Scale

  • Easy access to your money, at the branch and beyond
  • One stop, full-service
  • Access to 5,000+ Shared Branches through Shared Branching Co-Op
  • 12,000 free ATMs across the country through Alliance One
Learn More
Midwest Community Competitive Lending

Competitive Lending

  • Better rates, better future, better life
  • Personal & Business Loans
  • Private Student Loans & Consolidation Loans
  • Mortgage & Home Equity Loans
Learn More

Start Today.

Manage your money, the way you want!

Get Started

Learn More

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Accounting Manager – Please see the job overview for information.

Float Member Service Representatives – may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred. Please see the job overview for a list of duties.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Please see the job overview for a list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Investment Representative

The primary purpose of this position is to assist Midwest Community Federal Credit Union by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, receives members in person and by telephone. Helps Member Investors reach financial goals utilizing our consultative sales process. In addition, responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service is to provide proactive guidance on investment solutions via a needs-based consultative selling approach to both current and prospective Members who have placed an inbound call or referral to the Investment Representative.

For more details, please contact lfrysinger@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Member Service Representative

Midwest Community Federal Credit Union is looking for a Member Service Representative to process transactions, accurately perform end of day balancing procedures, follow company policies and utilize the core data processing system and various software applications, including electronic banking services. We are seeking candidates who are punctual, honest, friendly, and have outstanding communication skills. Please see the job description for a full list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Thanks for looking!

Unfortunately, there are no openings at this time.

Be sure to check back later or follow us on
social media for hiring announcements.