The typical family spends an average of $2,200 per year on utilities, according to the Energy Department. Tweaking your usage can lower your spending by as much as 25%. Check out this infographic for 10 easy ways to save on your utility bills.
Research shows that most Americans don’t have enough savings to cover an unexpected emergency. There’s no time like the present to start putting money aside for financial security in the future. Here are a few tips to help you get started. 7 Tips to Start Saving Today If you’re a beginner, start small. Even if you start by saving a small amount, focus on the fact that you’re saving something. Celebrate the $5 you stash away each week: It will…
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There are a number of financial management tools and resources available to help make the goal of improving finances an achievable undertaking, whether viewed as a New Year’s resolution or a consistent, long-term objective. If you’ve resolved to improve your finances in the new year, consider these money management and resolution tips from U.S. News & World Report. 10 Tips to Improve Your Finances in the New Year Identify your financial goals – Whether you’re planning to buy a home,…
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Are you adding a child to your family? Congrats! Whether it be through birth or adoption, parenthood is very fulfilling for many people. Preparing to add a child to your family can be a daunting task. As with any major life change, if you have a better grasp of the financial requirements and tasks, you can be prepared and have a high chance of success. According to a 2017 study by the U.S. Department of Agriculture (USDA), it will cost approximately…
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Understanding behaviors that impact credit score is important According to a 2018 Credit Health survey by Discover, 85 percent of U.S. consumers are aware of their credit standing, a statistic that increased 12 percentage points over the previous year. Consumers across the U.S. seem to grasp the importance of the credit score – but may fall short of understanding the specific behaviors that affect it. A study from U.S. News & World Report on Americans’ understanding of credit scores suggests…
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The short answer? Yes. Although it’s tempting to believe you can run a business on your own, it’s usually a good idea to get professional help. Running your own business is challenging enough without trying to handle your company’s tax planning and reporting. Most business owners would agree that hiring an accountant is a good investment. Accountants can work with you and your financial officer or controller to keep your business financially sound. Some areas that accountants can help you…
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This infographic has 4 tips to help you clean up and unclutter your finances this Spring. Click the image below.
Are you planning for college? Getting a college degree is a great investment, but it does come at a significant cost. In addition to tuition, there are a few other expenses you’ll have to plan for. While it may seem daunting, don’t let the cost prevent you from getting a degree. By planning ahead and putting money into an education savings account as soon as you can, you’ll put yourself in a better position to handle your college expenses. Creating…
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Buying a vehicle is a big deal. For most people, your car is your 2nd-largest expense, after housing. With that in mind, Sondra & Emmi have a few tips for you before you hit the dealerships to find your next new-to-you car.
Keep your fingers on the pulse of your financial health. Serious sickness can strike both suddenly and unexpectedly. And its effects can be devastating to your emotional health, your financial resources, and your long-term plans. But if you’re prepared, it’s possible to weather an illness. How Illness Hits Remember that when you or someone you love gets sick or is injured seriously, the effects are emotional as well as financial. In fact, the two are often linked. Can you afford…
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