Does it feel like your paycheck is gone the moment you get it? Here’s how to break that vicious cycle and make your financial goals a reality. Are you stuck in the all-too-common habit of living paycheck to paycheck? You don’t need anyone to tell you that it’s a self-defeating cycle. You simply can’t get ahead this way. But escaping isn’t easy, especially if your paycheck is tight. Change involves not just the hard work of making new habits but,…
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For some Americans, going out to eat is a treat, planned and budgeted for. For others, it’s just another Tuesday. And Wednesday. And Thursday. If you’re part of that second group, you might want to reconsider… for a couple reasons. Tough on your wallet The average American family spends $225 a month eating away from home – lunches, dinners, snacks, coffees. Much of this spending occurs simply because it’s convenient. However, what you save in convenience, you lose in cold, hard cash….
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A: Follow these eight steps to help yourself become debt free! Pay attention to the details. Know when your payments are due, know your credit score, keep track of all your cards, and keep track of your balance throughout the month. Tackle the smallest debt payment first, then once that is paid off, add that money to the monthly payment of the next debt that needs to be paid off. Pretend you make less money than you actually do. Put…
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