4 Holiday Budget Tips

The holidays are a magical time of year, but they can also be the most stressful. Family, food, shopping, crowds, and chaos abounds. Here are five tips to help manage the holiday stress by not breaking the bank.

  1. Limit Spending: Determine the number of gifts you are planning to buy, along with the total dollar you amount you plan to spend. This would include gifts for family, neighbors, co-workers, pets, friends, etc. Put a set dollar limit for each item. Use coupons whenever possible. You can also save by participating in a gift exchange, contributing to a group gift, or donating your time to local charity or non-profit.
  2. Price check BEFORE purchasing: Did you find the “perfect” gift for your friend, but it is over your set spending limit? Before you put the item back or enter the check-out line, do a quick price check with other retailers on your smart phone. Many stores will price match if you find a lower price or better deal elsewhere.
  3. Get creative: If you’ve got some skills in the kitchen or with art supplies, consider making gifts. Creating a homemade item can have deeper meaning because of your ability to personalize your item. You may surprise yourself with what you can do with items within your home. Mason jars, brownie or pancake mix with a little ribbon can go a long way to reducing costs. You’ll look like a champ by creating personalized gifts instead of overspending.
  4. Shipping COSTS: You will more than likely purchase some items online. Remember that the listed price rarely includes shipping. Watch for hidden fees like “wrapping” or “care and handling” fees in addition to traditional shipping costs. Do your research and seek out online retailers that provide “free” shipping.


Original article appears here.

Start Today.

Manage your money, the way you want!

Get Started

Learn More

Network Administrator

Are you seeking a career at an organization that:

• Offers superior member service?
• Is committed to building financial wellness for our members and their families?
• Is actively involved in the communities we serve?
• Offers a competitive salary and benefits with growth opportunities to their employees?

Midwest Community Federal Credit Union is seeking candidates who possess excellent communication skills, the ability to adapt quickly to change and those who are punctual, honest, and friendly!

The Network Administrator position duties include, but are not limited to, providing support to users, maintaining servers and workstations (including associated hardware and software), and installing and configuring network equipment. The ideal candidate will have at least two years of experience in a network administration role, previous experience with Microsoft Windows Server and desktop operating systems, switches and routers, VMware ESXi, Microsoft365, and VoIP systems.

For more details about the position, refer to the expanded job description here.

Thanks for looking!

Unfortunately, there are no openings at this time.

Be sure to check back later or follow us on
social media for hiring announcements.