Saving for a Great Summer Vacation

Money Management Spending/Saving

Summer is coming and that means vacation time! Are you thinking of taking a trip abroad? Or maybe doing a bit of camping in a National Park? If you want to enjoy your vacation without relying on your credit cards, now is a good time to start thinking about the various expenses involved and how you’ll pay for them.

5 Tax Deductions and Credits to Consider During the 2021 Tax Season

Money Management

Since 1913, Americans have been paying taxes to the federal government with states adopting similar tax programs in 1930. Though this annual process has continued for decades, many Americans have been feeling anxious about taxes in recent years. According to a 2019 Nerd Wallet Report on taxes, 26 percent of Americans feel stressed or anxious about filing their taxes. Part of that negative outlook may come from the perception that they may end up needing to pay the government. Only…
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What to Do With Your Stimulus Check

Money Management Spending/Saving

The CARES Act (Coronavirus Aid, Relief, and Economic Security) provides needed assistance to businesses, expansions to unemployment insurance, and direct relief checks to many Americans. If you qualify for a stimulus check, you may be wondering what to do with the money—or what the wisest thing to do might be. Here are a few things to consider. Fill in Financial Gaps Many Americans have found themselves struggling financially due to the Covid-19 pandemic. Those who have had their hours cut…
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How to Go Branchless with Midwest Community FCU

Money Management

The acceptance of totally branchless banking has increased lately with COVID-19 restrictions, but some are still skeptical. Way back in 2014, Bankrate released a study saying that more than 30% of Americans haven’t visited a branch in the last six months, and that number has only climbed from there. With the rise of mobile technology, financial security and digital communication, it’s possible to never step foot in a branch again. But you don’t have to use a fintech startup with…
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Preventing Elder Fraud and Financial Exploitation

Fraud Money Management

Financial loss from elderly fraud is in the billions annually. Seniors are the fastest-growing population segment in Ohio and the Scripps Gerontology Center projects more than 1 in 4 Ohioans will be age 60 and older by 2025. Unfortunately, that growth has contributed to high rates of fraud and financial exploitation targeting the elderly in our state. The national rate of elder financial abuse is also high, with 1 in 20 cases of seniors falling victim to the crime, according…
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Managing Your Finances During the COVID-19 Pandemic

Money Management Spending/Saving

The COVID-19 pandemic is not only causing fear and uncertainty about our health, but our livelihood as well. Many wonder “What happens to me and my family if my employer has to lay off people or my hours are cut?” Now more than ever, it’s important to keep track of your expenses to make sure you’re not spending more than you make or increasing your credit card debt. If you feel like you live paycheck to paycheck, then now is…
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Tax Benefits for College Students

Money Management Spending/Saving

Did you know you can take advantage of special tax breaks just for college students and their parents? These benefits come in the form of tax credits and deductions when you file your income tax return. What’s the difference? A credit reduces the amount of income tax you have to pay. A deduction reduces the amount of your income that is taxed, which also typically lessens your tax bill. In other words, you could get a bigger tax refund! Filing Your Taxes…
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Best Ways to Manage Your Holiday Expenses

Money Management Spending/Saving

With the holiday season right around the corner, consumers are often unprepared for the additional expenses for those special presents and occasions and exit the holiday season with debt—a gift that unfortunately keeps on giving. 

Back-to-School shopping is almost as big as Black Friday—learn how to save this year!

Money Management Spending/Saving

Ohioans may not be planning to spend as much as the national average on back-to-school shopping this year, but that doesn’t mean the supply run will be cheap. The back-to-school season has become the second biggest shopping season of the year in the U.S., according to a Deloitte Back-to-School survey. American households were expected to spend about $27.6 billion on clothes and supplies for the new school year in 2018. In the Ohio Credit Union League’s 2019 consumer survey, 36…
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Investment Representative

The primary purpose of this position is to assist Midwest Community Federal Credit Union by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, receives members in person and by telephone. Helps Member Investors reach financial goals utilizing our consultative sales process. In addition, responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service is to provide proactive guidance on investment solutions via a needs-based consultative selling approach to both current and prospective Members who have placed an inbound call or referral to the Investment Representative.

For more details, please contact lfrysinger@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Member Service Representative

Midwest Community Federal Credit Union is looking for a Member Service Representative to process transactions, accurately perform end of day balancing procedures, follow company policies and utilize the core data processing system and various software applications, including electronic banking services. We are seeking candidates who are punctual, honest, friendly, and have outstanding communication skills. Please see the job description for a full list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

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