Your Progress. Our Mission.
Your goals don’t have to wait. With flexible loan options, strong savings tools, and real people who listen, Midwest Community helps you take control of your financial future. When you’re ready to make your next money move, we’re ready to help.
Start Your Next Money Move
Auto Loans
Move toward new possibilities! Great rates, flexible terms, and fast approvals mean you can drive what fits your life—and your budget.
Credit Cards
Move smarter with every purchase! Earn rewards, build credit, and enjoy lower rates that help you get more out of everyday spending.
Savings & Certificates
Move closer to your goals! Grow your savings with competitive rates and simple tools that keep you on track for what matters most.
Debt Consolidation
Move past the stress! Combine bills into one manageable payment—often with a lower rate—to gain control and breathe easier.
Why “Making Money Moves”?
Because progress looks different for everyone.
Making Money Moves is a credit-union-wide focus on helping you build momentum, reach your goals, and make every dollar work harder.
Whether you’re saving for something special, paying down debt, or planning a major milestone, we’re here to be your destination for smart financial moves.
Your journey matters. And we’re here to help you make every move count.
Money Moves Made Simple
Finances don’t have to be complicated. With the right partner, they aren’t.
Checking Accounts
Midwest Community has three options for your checking account. Simply pick the one that works for you. If you want more connections to more benefits, just switch it up when you need. Click here to learn more.
Savings Accounts
Midwest Community gives you a variety of savings tools to prepare for emergencies that pop up, plan for a special trip, or achieve your dream of owning a home or financing your child’s education. The right savings tools plus your hard work and preparation equals financial freedom! Click here to learn more.
VISA® Credit Card Options
Looking for a credit card to give you more bang for your buck? Look no further than Midwest Community’s VISA® Credit Card options, which boast great low rates & optional rewards.
Share Certificates
Building financial security is easy and flexible with certificate terms ranging from three months to 60 months, and just a $250 initial minimum deposit.
Investment Services
When it comes to your future, we have one objective – to provide the investment vehicles, tools and guidance to help you pursue your financial goals. When it comes to insurance and investments, we understand the importance of a trusted partner.
For a no-cost, no-obligation appointment, contact us today using the link below.
Free Financial Coaching
Sometimes all we need is a different perspective to see things we might otherwise miss. With one of Midwest’s certified financial coaches, you’ll receive personal, one-on-one coaching to help develop a plan to meet your lifestyle.
Mobile Wallet
Enjoy all the benefits of your Midwest Community Visa® cards on your mobile device. Learn more about your favorite mobile wallet option below.
Robust Money Management Tools
Your money, on your schedule. Use MC Online Banking, our MC Mobile app, or our MC Card Manager companion app to manage your account in real time, whenever you want.
Vehicle & Recreational Loans
Get the car or “toy” of your dreams with a payment you can afford. Ask about a FREE pre-approval to make your shopping experience quick, easy and hassle-free!
Mortgages & HELOCs
Buying a house is the biggest purchase most people will make in their lifetime. We don’t treat your real estate loan like a number — we treat it like a home.
Personal Loans
Locally-sourced loans decided quickly. Finance a much-needed vacation, pay bills, or consolidate debt…consider the possibilities!
Private Student Loan Refinancing
Take control of your student loan repayment by refinancing with Midwest Community Federal Credit Union.
Business Loans
When you need money to expand your business, Midwest Community FCU is here with flexible lines of credit and competitive term loans to help you make the most of every opportunity.
Credit Union Discounts
In addition to the money-saving perks of our Rewards Checking accounts, there are several other discounts that come with being a MCFCU member.
We Also Offer: Lock Boxes, Money Orders, Notary Service, Wire Transfers, and U.S. Postage Stamps. Contact us to learn more.
Ready to make your move?
As a MCFCU member, you join 14,000+ other community members just like you working together to achieve financial security. Let’s take the next step—together.
Questions? Call or text (419) 783-6500 or stop by one of our offices today!
Main Office08770 State Route 66 Defiance, OH 43512 view map Call or Text: (419) 783-6500 Fax: (419) 783-6550 ATM Access Available | Drive-up Hours: Mon - Thur: 7:30am - 5:30pm Fri: 7:30am - 6:00pm Sat: 8:00am - 1:00pm Sun: CLOSED Lobby: Mon - Thur: 8:00am - 5:30pm Fri: 8:00am - 6:00pm Sat: 8:00am - 1:00pm Sun: CLOSED |  |
Napoleon Branch1429 North Scott Street Napoleon, OH 43545 view map Phone: (419) 599-5522 Text: (419) 783-6500 Fax: (419) 599-5537 ATM Access Available | Drive-up Hours: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED Lobby: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED |  |
Bryan Branch221 N. Main Street Bryan, OH 43506 view map Phone: (419) 633-0571 Text: (419) 783-6500 Fax: (419) 633-0572 ATM Access Available | Drive-up Hours: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED Lobby: Mon - Thur: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 8:30am - 12:00pm Sun: CLOSED |  |