• Vehicle Loans

    Planning to buy a new or used vehicle? Look no further than Midwest Community for competitive rates and flexible terms up to 84 months, and up to 100% financing. We have the financing tools to fit your budget. Come see us first for your FREE pre-approval to make your car shopping experience quick, easy and hassle-free.

    New Vehicle Loan Rates – 2021-2023

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    24 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.25%
    APR: 7.17%
    $44.44
    36 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.25%
    APR: 6.88%
    $30.54
    48 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.25%
    APR: 6.73%
    $23.61
    60 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.25%
    APR: 6.64%
    $19.46
    61-72 Months  ($15,000 Minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.50%
    APR: 6.83%
    $16.82
    73-84 Months  ($25,000 Minimum)100% Financing of NADA Value
    APR based on $25,000 Loan and $185 fee
    RATE: 7.35%
    APR: 7.58%
    $15.27
    *Annual Percentage Rate on approved credit.

    Used Vehicle Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    60 Months, 2017-2020100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.50%
    APR: 6.89%
    $19.57
    61-72 Months, 2017-2020 ($15,000 minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 7.35%
    APR: 7.68%
    $17.22
    60 Months, 2016-Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee.
    RATE: 8.65%
    APR: 9.05%
    $20.60
    48 Months, 2016-Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 8.15%
    APR: 8.63%
    $24.49
    *Annual Percentage Rate on approved credit.

     

  • Recreational Vehicle Loans

    The outdoors is calling and you are thinking about purchasing a new or used, boat, RV, four-wheeler or motorcycle. We have the perfect solution! Midwest Community offers flexible financing options with terms up to 180 months, and up to 100% financing. Ask about a FREE pre-approval to make your shopping experience quick, easy and hassle-free!

    New Boat & RV Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 6.75%
    APR: 7.139%
    $19.69
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee
    RATE: 7.75%
    APR: 8.008%
    $14.02
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee
    RATE: 8.75%
    APR: 8.894%
    $12.54
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee
    RATE: 9.75%
    APR: 9.815%
    $10.60
    *Annual Percentage Rate on approved credit.

    Used Boat & RV Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 7.75%
    APR: 8.008%
    $14.02
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee
    RATE: 8.75%
    APR: 9.012%
    $14.53
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee
    RATE: 9.75%
    APR: 9.897%
    $13.08
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee
    RATE: 10.75%
    APR: 10.817%
    $11.22
    *Annual Percentage Rate on approved credit.

    New Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    60 Months100% financing of NADA value
    APR based on $10,000 loan and $185 fee
    RATE: 8.00%
    APR: 8.79%
    $20.28
    72 Months100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 9.00%
    APR: 9.34%
    $18.03
    *Annual Percentage Rate on approved credit.
  • Advantage Programs

    Midwest Community Auto Advantage

    Help protect your purchases with the Auto Advantage Program

  • Resources

    Buying And Selling

    Access tools provided by NADAguides’ trusted partners to complete your car shopping experience.