• Vehicle Loans

    Planning to buy a new or used vehicle? Look no further than Midwest Community for competitive rates and flexible terms up to 84 months, and up to 100% financing. We have the financing tools to fit your budget. Come see us first for your FREE pre-approval to make your car shopping experience quick, easy and hassle-free.

    New Vehicle Loan Rates – 2021-2023

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    24 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.40%
    APR: 7.318%
    $44.50
    36 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.40%
    APR: 7.026%
    $30.61
    48 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.40%
    APR: 6.878%
    $23.67
    60 Months100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.40%
    APR: 6.788%
    $19.52
    61-72 Months  ($15,000 Minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.65%
    APR: 6.979%
    $16.89
    73-84 Months  ($25,000 Minimum)100% Financing of NADA Value
    APR based on $25,000 Loan and $185 fee
    RATE: 7.50%
    APR: 7.731%
    $15.34
    *Annual Percentage Rate on approved credit.

    Used Vehicle Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    60 Months, 2017-2020100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 6.65%
    APR: 7.039%
    $19.64
    61-72 Months, 2017-2020 ($15,000 minimum)100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 7.50%
    APR: 7.832%
    $17.29
    60 Months, 2016-Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee.
    RATE: 8.80%
    APR: 9.198%
    $20.66
    48 Months, 2016-Older100% Financing of NADA Value
    APR based on $20,000 Loan and $185 fee
    RATE: 8.30%
    APR: 8.785%
    $24.56
    *Annual Percentage Rate on approved credit.

     

  • Recreational Vehicle Loans

    The outdoors is calling and you are thinking about purchasing a new or used, boat, RV, four-wheeler or motorcycle. We have the perfect solution! Midwest Community offers flexible financing options with terms up to 180 months, and up to 100% financing. Ask about a FREE pre-approval to make your shopping experience quick, easy and hassle-free!

    New Boat & RV Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 6.90%
    APR: 7.29%
    $19.76
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee
    RATE: 7.90%
    APR: 8.159%
    $14.09
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee
    RATE: 8.90%
    APR: 9.045%
    $12.62
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee
    RATE: 9.90%
    APR: 9.965%
    $10.69
    *Annual Percentage Rate on approved credit.

    Used Boat & RV Loan Rates

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    5 YearsUp to $20,000
    100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 7.90%
    APR: 8.294%
    $20.23
    8 YearsOver $20,000
    100% financing of NADA value
    APR Based on $20,000 Loan and $185 fee
    RATE: 8.90%
    APR: 9.163%
    $14.60
    10 YearsOver $30,000
    100% financing of NADA value
    APR Based on $30,000 Loan and $185 fee
    RATE: 9.90%
    APR: 10.077%
    $15.12
    15 YearsOver $50,000
    100% financing of NADA value
    APR Based on $50,000 Loan and $185 fee
    RATE: 10.90%
    APR: 10.967%
    $11.33
    *Annual Percentage Rate on approved credit.

    New Snowmobile, 4 Wheeler, Jet Ski, Lawn Equipment, etc.

    TermInfoAPR*Monthly payment amount per $1,000 borrowed
    60 Months100% financing of NADA value
    APR based on $10,000 loan and $185 fee
    RATE: 8.15%
    APR: 8.945%
    $20.35
    72 Months100% financing of NADA value
    APR based on $20,000 loan and $185 fee
    RATE: 9.15%
    APR: 9.489%
    $18.10
    *Annual Percentage Rate on approved credit.
  • Advantage Programs

    Midwest Community Auto Advantage

    Help protect your purchases with the Auto Advantage Program

  • Resources

    Buying And Selling

    Access tools provided by NADAguides’ trusted partners to complete your car shopping experience.