Effective February 13, 2026
(Rates are subject to change weekly)

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Account% Rate% YieldCompoundedCreditedPeriodMinimumDividend MinimumMethodLimitations
Primary Share Savings.05%.05%MonthlyMonthlyMonthly$25.00$250.00*
Unless under 18 or college student under 23, proof required		Daily BalanceNo Limitations
Miscellaneous Savings.05%.05%MonthlyMonthlyMonthlyN/AN/ADaily BalanceNo Limitations
Christmas Club.05%.05%MonthlyMonthlyMonthlyN/AN/ADaily BalancePenalty of $10 per withdrawal prior to 10/21.
IRA Savings.05%.05%MonthlyMonthlyMonthlyN/AN/ADaily BalancePer IRA Requirements
IRA Money Market Savings.85%
.95%
1.05%
1.15%		.85%
.95%
1.05%
1.15%		MonthlyMonthlyMonthly$2,500.00$2,500.00
$25,000.00
$50,000.00
$100,000.00		Daily BalancePer IRA Requirements
HSA
(Health Savings Account)		.05%.05%MonthlyMonthlyMonthlyN/AN/AAverage Daily BalanceMust follow IRS approved HSA rules. Members bear responsibility and liability of proving authorized purchases to the IRS.
Money Market Savings.85%
.95%
1.05%
1.15%		.85%
.95%
1.05%
1.15%		MonthlyMonthlyMonthly$2,500.00$2,500.00
$25,000.00
$50,000.00
$100,000.00		Daily BalanceNo Limitations
Elite Rewards
Checking		 .03%
.03%
.05%
.05%		 .03%
.03%
.05%
.05%		MonthlyMonthlyMonthlyN/A$0.01
$25,000.00
$50,000.00
$100,000.00		Average Daily Balance$8.00 fee. Elite Rewards package. Overdraft protection transfer fee $3.00.
Rewards
Checking		N/AN/AN/AN/AMonthlyN/AN/AN/A$5.00 fee. Rewards Package. Overdraft protection transfer fee $3.00.
Primary CheckingN/AN/AN/AN/AMonthlyN/AN/AN/AOverdraft protection transfer fee $3.00.
Renew4U N/AN/AN/AN/AMonthlyN/AN/AN/AMonthly Maintenance fee of $7.95 with first month free.
Overdraft protection transfer fee $3.00.