Goodbye Dorm: 10 Tips to Transition to Off-Campus Living

When you go to college you’ll find freedom that you didn’t have before, such as living on your own. With that freedom, comes the need to balance studying, class, extracurricular activities, work, finances, housework, and more. Here’s how to make the transition to apartment living as smooth as possible:

1. Choose responsible roommates.

Constant parties can make for a distracting and unhealthy living environment, along with the potential for property damage or expensive tickets. If you live with roommates, choose individuals who pay bills on time, contribute to housework, and maintain an overall responsible lifestyle.

2. Communicate with roommates.

Be upfront in discussing schedules, chores, party habits, bills, and house rules to set an open tone for the living situation and avoid potential conflict.

3. Find affordable rent.

Search sites like Rent.com, Apartments.com, and ForRent.com, and check campus housing resources for recommended apartments or realty companies. Use Rentometer.com to compare the costs of various rentals in your area.

4. Review the lease carefully before signing.

To avoid a lease that isn’t forgiving, or getting hit with hidden fees, read it carefully and in its entirety. Pay attention to parking and pet policies, lease termination policy, trash removal, maintenance services, and monthly fees.

5. Follow a move-in inspection checklist.

If anything is damaged or missing upon move-in, write it down and photograph so you do not get charged for damages when you move out.

6. Furnish for free.

Acquire furniture from the previous tenants, or take advantage of curbside finds. The best time to scavenge is right after finals, particularly spring, or right before fall move-in. Using Craigslist and Facebook are also great ways to find free or very cheap furniture. Use your best judgment when it comes to safety. If possible, take a parent or friend with you when visiting a seller’s home, and for the sale of smaller items, meet in a public place.

7. Pay rent and bills on time.

Late bills accumulate fees, ding your credit, and damage your relationship with your landlord.

8. Get renters insurance.

It’s a nominal cost, and could save you thousands in the event of a fire, flood, theft, or other unexpected event.

9. Learn to grocery shop and cook.

The average college student spends more than $800 a year eating out. Keep a well-stocked pantry and freezer to stretch your grocery budget, and a solid base to incorporate fresh produce as often as possible.

10. Have fun!

Make friends, have fun, and enjoy your new place. By establishing a budget, practicing good spending habits, and avoiding debt, your transition to off-campus living can be smooth and worry free.

by Cassie Holman

 

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Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives – may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred.

Starting pay is $17.44 an hour
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Please see the job overview for a list of duties. Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Please see the job overview for a list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

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The primary purpose of this position is to assist Midwest Community Federal Credit Union by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, receives members in person and by telephone. Helps Member Investors reach financial goals utilizing our consultative sales process. In addition, responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service is to provide proactive guidance on investment solutions via a needs-based consultative selling approach to both current and prospective Members who have placed an inbound call or referral to the Investment Representative.

For more details, please contact lfrysinger@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

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Midwest Community Federal Credit Union is looking for a Member Service Representative to process transactions, accurately perform end of day balancing procedures, follow company policies and utilize the core data processing system and various software applications, including electronic banking services. We are seeking candidates who are punctual, honest, friendly, and have outstanding communication skills. Please see the job description for a full list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

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