Blog & News

News and tips to keep you informed and put you on a path to financial health.

Understanding the Differences Between Credit Unions and Banks

In personal finance, one of the fundamental decisions individuals face is where to entrust their money – in a bank or a credit union. While both institutions offer financial services and are vital components of the economic infrastructure, they operate with distinct models and philosophies. Understanding the similarities and differences between credit unions and banks can empower consumers to make informed decisions about their financial well-being. Similarities: Financial Services: Both credit unions and banks provide a wide range of financial…
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Should you pay with cash, debit, or credit?

There are many advantages and disadvantages to using cash, debit, or credit for your spending needs. Here are some tips to help you decide when to pay with cash, debit, or credit.   When should I use cash? Cash is still the best option for small transactions. It is also helpful when shopping at places that don’t accept debit or credit cards. Additionally, using cash can help you stick to your budget, as it provides a physical representation of how…
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The Difference Between Available Balance and Current Balance

Available Balance vs. Current Balance Two of the most commonly confused terms used in the financial sector are “Available Balance” and “Current Balance.” Although these terms seem very similar, they refer to two very different things. Knowing the difference might just save you some money in fees. Your available balance is the amount you can spend right now. To determine whether you have enough money in your account to cover a transaction, we use your account’s available balance which is…
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What is the best way to move my checking account to Midwest Community?

Answer: When moving your checking account to Midwest Community FCU, open the new account first, and then update any automatic transactions, direct deposits, or payment paperwork. If you are ready to move your account to Midwest Community, here’s how to make the transition a little smoother: Visit one of our branches and open the new account first. Gather a list of the automatic deposits and withdrawals scheduled to go in and out of your old account each month. If you have any…
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We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives – may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred. Please see the job overview for a list of duties.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Loan Underwriter – responsible for reviewing, analyzing, approving, and underwriting routine individual consumer and business loan requests. Please see the full job overview here.

Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Please see the job overview for a list of duties. Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org and are kept on file for one year.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Investment Representative

The primary purpose of this position is to assist Midwest Community Federal Credit Union by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, receives members in person and by telephone. Helps Member Investors reach financial goals utilizing our consultative sales process. In addition, responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service is to provide proactive guidance on investment solutions via a needs-based consultative selling approach to both current and prospective Members who have placed an inbound call or referral to the Investment Representative.

For more details, please contact lfrysinger@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Member Service Representative

Midwest Community Federal Credit Union is looking for a Member Service Representative to process transactions, accurately perform end of day balancing procedures, follow company policies and utilize the core data processing system and various software applications, including electronic banking services. We are seeking candidates who are punctual, honest, friendly, and have outstanding communication skills. Please see the job description for a full list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

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