Why you should eat at home instead of dining out

For some Americans, going out to eat is a treat, planned and budgeted for. For others, it’s just another Tuesday. And Wednesday. And Thursday.

If you’re part of that second group, you might want to reconsider… for a couple reasons.

Tough on your wallet

The average American family spends $225 a month eating away from home – lunches, dinners, snacks, coffees. Much of this spending occurs simply because it’s convenient. However, what you save in convenience, you lose in cold, hard cash.

Take buying lunch. If you go out to eat every workday and spend, on average, $10 per meal, it comes out to $2,500 a year, CNBC’s Jonathan Blumberg reports. Making your own lunch, meanwhile, will cost you half that. One VISA survey found you only spend on average $6.30 when you bring something you prepared at home.

Setting up the coffee pot before you go to bed takes just a moment or two – and you can basically have a cup waiting for you when you’re ready to go in the morning. It’s easy to make convenient lunches for yourself in advance that are much cheaper, tastier, healthier, and just as quick as anything you can get at the drive-thru. The same holds true for going out for dinner – if you know what you’re doing in the kitchen, you can have a great meal on the table in fifteen minutes, giving you a full evening to relax at home.

Tough on your body

Not only does dining out put a dent in your finances, it takes a toll on your body, too. Frequency of dining out has been linked to America’s obesity epidemic, as noted by researchers at Tuft’s University.  A review of information, by Tufts researchers, found in the Journal of the Academy of Nutrition and Dietetics “restaurant dishes at non-chain establishments across the country typically contain 1,200 calories.”  Many people are unaware of the calorie content of the foods they consume and are likely underestimating calorie intake.

Although restaurants are offering more nutritious food options these days, the choices are often limited. Most foods that are served in restaurants contain high amounts of fat and calories, and they can be detrimental to your health if they are consumed on a regular basis. If you eat at home, you can choose your own low-fat and low-calorie ingredients to prepare your meals. Eating at home is one of the best ways to promote a healthy lifestyle.


Given the huge cost difference between eating out and dining in – and given the special experience that dining out can be – you’re much better off if you save dining out for special occasions and eat at home the rest of the time. If you do this, not only will your food budget thank you, but you’ll look & feel better along the way.

 

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We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives – may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred. Please see the job overview for a list of duties.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Please see the job overview for a list of duties. Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org and are kept on file for one year.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Investment Representative

The primary purpose of this position is to assist Midwest Community Federal Credit Union by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, receives members in person and by telephone. Helps Member Investors reach financial goals utilizing our consultative sales process. In addition, responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service is to provide proactive guidance on investment solutions via a needs-based consultative selling approach to both current and prospective Members who have placed an inbound call or referral to the Investment Representative.

For more details, please contact lfrysinger@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Member Service Representative

Midwest Community Federal Credit Union is looking for a Member Service Representative to process transactions, accurately perform end of day balancing procedures, follow company policies and utilize the core data processing system and various software applications, including electronic banking services. We are seeking candidates who are punctual, honest, friendly, and have outstanding communication skills. Please see the job description for a full list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

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