Life Hacks for Saving

Saving money, especially when you’re young, can be challenging. But, that doesn’t mean that you can’t manage your money like a BOSS!

With today’s technology, literally at your fingertips, there is no reason why savings and spending should go unmanaged. Right now, Millennials are stepping into or are a few years into the beginning of their careers. Managing bills, a new job, new expenses, and oh, yeah, that college loan can be daunting, but not unruly.

Track Your Spending

Mobile and online banking offered through your Credit Union can help you organize your spending habits by categorizing and charting your account activity. Don’t worry – it sounds fancy, but it’s as easy as 1-2-3! Simply set up your expenses as they come in (grocery, entertainment, rent, etc.) and then the application (either online or mobile) charts your monthly spending. So, you can see if you’re spending more in one month versus another and if you’re spending more in one category (like entertainment) than another.

Find & Use Discounts

When shopping, be sure to click, baby, click! That’s right, coupons, reward points, and loyalty perks are offered on almost everything. Now, not everyone has time for extreme couponing, but younger generations have been engrained to utilize their mobile on a daily (okay, more like hourly) basis to have information at their fingertips. So, the next time you buy tickets for an escape room, grab dinner, go grocery shopping, or place your online order, browse to see if there are promo codes, discounts for pick up/delayed delivery/free shipping, loyalty programs, or online/in-store coupons that you could use to save money.

Set Up Credit/Debit Alerts

Being aware of your surroundings is always important, especially when it comes to debit and credit cards. With increasing fraud, most credit unions provide their members with account alert services. Sign up to get alerts on account activity, balances, transactions online/mobile, and changes to your sign-in. All these tools can help you stay protected against fraudulent charges.

Don’t Forget to Have Fun

But it’s not all about saving money… we also want to indulge just a bit! As young professionals, Millennials are often on the go, so why pay for a TV subscription? Instead, invest in an app-based solution (such as a Fire TV Stick, Roku, or Chromecast) that uses Internet or other standalone services that allows multiple users on the same plan (just check terms/services first). Any of these online options are great for some relaxing downtime, catching up on a few movies, or binge watching.

Read more in:
Life Goals, Money Management, Spending/Saving

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We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives – may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred. Please see the job overview for a list of duties.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

We are growing!

Imagine the possibilities. At Midwest Community, we are well-known for advancing our employees and promoting from within at all levels of the organization. Take the first step in starting your career and grow with us!

Float Member Service Representatives may have days scheduled at any location (Defiance, Bryan, Napoleon). Computer literacy is required and cash handling or banking experience is preferred.

Starting pay is $17.44 an hour
$19.62 an hour after 180 days of service
$21.79 an hour after 1 year of service

Please see the job overview for a list of duties. Resumes may be submitted to Andrew Scharlacken at ascharlacken@midcomm.org and are kept on file for one year.

All are welcome. Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Investment Representative

The primary purpose of this position is to assist Midwest Community Federal Credit Union by delivering outstanding service to both internal and external members. A key element of excellent service is to identify the financial needs of each member and recommend an appropriate credit union solution. In addition, receives members in person and by telephone. Helps Member Investors reach financial goals utilizing our consultative sales process. In addition, responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service is to provide proactive guidance on investment solutions via a needs-based consultative selling approach to both current and prospective Members who have placed an inbound call or referral to the Investment Representative.

For more details, please contact lfrysinger@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

Member Service Representative

Midwest Community Federal Credit Union is looking for a Member Service Representative to process transactions, accurately perform end of day balancing procedures, follow company policies and utilize the core data processing system and various software applications, including electronic banking services. We are seeking candidates who are punctual, honest, friendly, and have outstanding communication skills. Please see the job description for a full list of duties. Resumes may be submitted to Sondra Manon at smanon@midcomm.org.

Midwest Community Federal Credit Union is an Equal Opportunity Employer.

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